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FAIR CREDIT REPORTING ACT NOTICE TO CONSUMER
This notice informs you that your retail installment sales contract and application for secured debt will be submitted to financial institutions and their affiliates for evaluation to determine if you meet their credit requirements. By signing below, you authorize these financial institutions and affiliates to obtain the necessary information to verify details relevant to this application, which may include contacting your spouse to confirm related information. I certify that all information provided in this application is complete and accurate. I understand that any errors or inaccuracies may impact the approval of this credit application, and I release ALFACAR from any liability associated with such inaccuracies. I authorize any financial institution reviewing this credit application to investigate my credit and history of employment, and to answer questions regarding their experience with me, including but not limited to late payments, missed payments, or other defaults, which may be reported in my credit report.
By submitting this form, you agree to pay the service fee, which covers a consultation on purchasing a vehicle, locating and reserving a vehicle, and assistance with selecting and arranging vehicle lease or financing through a designated lender. Payment may also include administrative charges, registration and transport fees, and other specified service fees detailed in the forthcoming invoice from Alfacar. I confirm my understanding and acceptance of the payment terms. I further acknowledge that all fees have been clearly presented to me, and I have the right to request clarification of any charges prior to finalizing this agreement.By submitting this form, you consent to electronic signatures and agree that any required documentation and agreements may be provided electronically, having the same legal effect as physical signatures.
You also agree to receive recurring automated promotional and personalized text messages and emails from us at the phone number and email address provided in this form. Consent is not a condition of purchase. Reply HELP for assistance or STOP to unsubscribe. Message frequency may vary. Message and data rates may apply. View our Privacy Policy.
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: I understand and accept that ALFACAR is not responsible for any decisions made by third-party financial institutions regarding this application. ALFACAR complies with applicable data protection regulations but cannot be held liable for unauthorized access to information beyond its control.
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: I understand that I may withdraw this credit application prior to the submission of documents to the financial institution. Any incurred administrative fees or costs associated with the withdrawal will be my responsibility.
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Authorization for Soft Pull Credit Check
: By clicking "Check my deals" immediately following this notice, you are providing "written instructions" under the Fair Credit Reporting Act, authorizing ALFACAR to obtain information from your personal credit profile and other information from Equifax, TransUnion, and/or Experian to conduct a pre-qualification for credit. You understand that a "soft pull" is a credit inquiry that will not affect your credit score or appear on your credit report. You also give permission for your contact information to be shared with a third-party lender, if applicable.
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